Adverse Credit

Having a ‘credit problem’ or ‘credit issues’ does not mean you cannot get a new mortgage or a remortgage. Far from it.  If you think you might encounter problems for credit reasons then talk to us at ca mortgage services.

Firstly we’ll advise on whether you do in fact deviate from what is known as prime business where clients are classed as having no credit problems. Should you fall outside this category then you may still qualify as ‘near prime’ where a you may have had one or two County Court Judgements (CCJ’s) or a few payment defaults (unpaid bills). In the event of you falling into the heavily adverse or sub prime category where you may have severe credit problems, an IVA in place or have just come out of bankruptcy, we have lenders who specialise in this market.

Our skills at ca mortgage services are to match your situation to the ever changing products on offer in the market place particularly when we are seeing the collapse of several sub prime lenders in the USA, which is bound to have a knock on effect here in the UK as lenders tighten up their criteria.

No matter what your circumstance, a short consultation with ca mortgage services will identify the types of products that will work for you. Contact us today for a no obligation chat. Ask for a personal illustration. The actual rate will depend on your circumstances. The overall cost for comparison is 7.4% APR variable.